Embedded Insurance API vs Building In-House
See why developers choose our embedded insurance API over build your own insurance. Compare features, pricing, and integration complexity side-by-side.
Embedded Insurance API
VS
Build Your Own Insurance
Feature-by-Feature Comparison
| Feature | Embedded Insurance API | Build Your Own Insurance |
|---|---|---|
| Time to Launch | 1-2 weeks | 6-12 months |
| Licensing | We Handle It | $50K+ per state |
| Carrier Relationships | Included | Years to Build |
| Compliance Updates | Automatic | Ongoing Cost |
| Development Cost | $0 Upfront | $500K+ |
| Maintenance | Managed | Full Team Needed |
The Verdict
For developers and product teams building property-related platforms, the Embedded Insurance API offers faster integration, higher commissions, and better technical support than build your own insurance.
Why Developers Switch to Us
Developer-First
Built by engineers for engineers. RESTful API, comprehensive docs, and SDKs in every major language.
Higher Commissions
Earn up to 20% commission on every policy sold. No minimums, no caps, no hidden fees.
Dedicated Support
Every customer gets a dedicated integration engineer. Slack channel, direct access, real humans.