Industry Intelligence provided by Clark Embedded Advisors. Request a Strategic Briefing

Embedded Insurance Providers for Health Insurance

Explore embedded insurance providers offering Health Insurance. Compare the companies below by product focus, platform fit, geography, and operating model. Each profile is a starting point for diligence: confirm current availability, licensing, carrier relationships, pricing, implementation requirements, and servicing responsibilities directly with the provider. Embedded insurance programs work best when the insurance experience fits naturally into the platform’s existing customer journey and the commercial responsibilities are clear before launch. Use this index to find relevant providers, then review their profiles and contact the companies that match your use case.

AKUR8

Akur8 is an AI-driven end-to-end actuarial platform designed to empower insurers with the tools needed for efficient pricing and reserving processes. The platform facilitates data management and sophisticated modeling techniques using machine learning algorithms, enabling actuaries to enhance their workflow while maintaining transparency and accuracy. With offerings tailored for both life and non-life insurance sectors, Akur8 strives to simplify complex actuarial tasks, reducing time from months to days. It supports over 350 insurers worldwide, enhancing the productivity and effectiveness of actuarial teams and integrating seamlessly with existing systems. Akur8 emphasizes collaboration within organizations to break down silos and improve decision-making. The solution is continuously updated to adapt to new market dynamics, ensuring companies can remain competitive in a rapidly evolving industry.

View profile

Alan

Alan is a digital health insurance provider focusing on preventive care and well-being for its members. The company aims to simplify health coverage for businesses of all sizes, offering various plans tailored to meet the needs of startups, SMEs, and large corporations. Alan's platform provides user-friendly digital tools for managing employee health benefits, reimbursement processes, and access to healthcare professionals. The service incorporates preventative measures, allowing users to engage in health activities while ensuring simplified access to specialist consultations. With over 1.1 million members and 41,000 businesses, Alan seeks to foster better health management and enhance workplace wellness across its client base.

View profile

Allianz Partners

Allianz Partners provides a wide range of insurance and assistance services worldwide, aimed at making customers' everyday experiences smoother and more secure. With a focus on partnership and collaboration, they leverage insights from their DataLab to enhance customer engagement and retention. The company operates in 75 countries and proudly supports over 900,000 professionals dedicated to delivering high-quality service. Allianz Partners is committed to innovation, developing tools like Allyz—a seamless travel platform designed to assist travelers throughout their journey. Their extensive global footprint and commitment to customer-first solutions position them as leaders in the insurance sector.

View profile

Klimber

Klimber is a technology-driven company focused on empowering insurers with an AI-native core platform designed for efficiency and scalability. It provides embedded insurance solutions that allow both traditional insurers and digital platforms to seamlessly integrate insurance offerings into their existing ecosystems. Klimber's solutions promote rapid product deployment without requiring substantial changes to the current infrastructure, facilitating new distribution channels. The company leverages advanced AI for real-time fraud detection, policy management, and claims resolution, promising a streamlined experience for both businesses and their customers. By prioritizing automation and seamless integration, Klimber aims to transform the insurance landscape, ensuring that organizations can respond swiftly to market demands and customer needs.

View profile

Majesco

Majesco is a leading provider of insurance technology solutions that empower insurers to meet modern business demands. With a comprehensive suite of products designed for various segments, including Property & Casualty, Life, Annuity & Health, and Retirement & Pension, Majesco focuses on enhancing operational efficiency and customer engagement. Their innovative solutions leverage advanced technologies, including AI and data analytics, to optimize processes and deliver actionable insights. The company is committed to helping insurers navigate continuous changes in the insurance landscape, providing tools that support transformation and growth.

View profile

Novidea

Novidea is an innovative insurance software solution providing a data-driven platform for brokers, Managing General Agents (MGAs), and coverholders. Built on Salesforce, the cloud-native platform enables organizations to digitize their entire insurance distribution lifecycle, allowing real-time access to data from anywhere and on any device. The solution facilitates a streamlined approach to manage quotes, accounting, claims, and customer insights. With customizable workflows and open API integration, Novidea empowers clients to enhance business processes and improve customer experiences. Its focus is on enhancing efficiency and driving growth within the insurance sector while adapting to evolving market demands.

View profile

Root Platform

Root is a leading insurance platform specializing in digital and embedded insurance technology solutions. With an API-first architecture, Root provides businesses the tools to build, launch, and manage a range of insurance products efficiently. The platform supports over 6 million active policies and facilitates a risk coverage exceeding $5 billion. It offers seamless integration capabilities, allowing enterprises to embed insurance services into their existing ecosystems with ease. Root emphasizes user-friendly tools, comprehensive documentation, and a support system designed to cater to both insurers and distribution partners. The platform is tailored to modernize operations within the insurance industry, empowering organizations to deliver exceptional customer experiences.

View profile

Sekure

Sekure is a digital insurance platform operating in Latin America, designed to connect insurers with customers through innovative technology. It offers a comprehensive suite of solutions tailored for insurers, brokers, and sponsors, enabling them to automate their operations and provide seamless customer experiences. With a focus on reducing operational costs and enhancing efficiency, Sekure facilitates the digital issuance of policies, real-time analytics, and the management of claims. The platform supports various business models including embedded insurance, allowing companies to integrate insurance offerings into their services easily. Founded by experienced professionals in both insurance and technology sectors, Sekure aims to transform the insurance landscape in the region by leveraging cutting-edge digital solutions.

View profile

Wefox

Wefox is a European insurance platform founded in 2015, aimed at transforming retail insurance distribution through innovative digital solutions. It combines smart distribution strategies with Managing General Agent (MGA) services, catering to brokers and multi-agents across various markets. With over a million customers served, Wefox emphasizes customer-centric offerings and risk advice. The company is recognized as a leader in multiple regions, including Austria, the Netherlands, and Switzerland, where it operates as a top-ranked digital distribution platform. Wefox is backed by notable partners and global investment firms, reinforcing its commitment to revolutionizing the insurance sector.

View profile

iptiQ - SwissRE

iptiQ is a digital B2B2C insurance company dedicated to unlocking insurance solutions that enhance business growth and customer value for partners globally. The company specializes in creating straightforward life and health insurance products that can be marketed under a partner's brand. With a focus on delivering improved customer experiences, iptiQ designs engaging insurance journeys and integrates solutions across multiple distribution channels. The advanced technology platform allows for seamless system integration and quick onboarding of insurance programs, positioning iptiQ as a leader in digital insurance innovation.

View profile

Ready to stabilize your unit economics?

Direct access to Principal Architect.